Procedure

<< Click to Display Table of Contents >>

Navigation:  MLS 2026 Fully Integrated Accounting > Merchant Services >

Procedure

 

 

To process a credit card payment, from either:

the main Workorder List screen

or from within an active workorder

select the

👉 pay   Pay button.

When the payment screen appears, select the

👉 credit   Credit Card button.


Entering the Payment Amount

MLS 2026 will prompt you for the amount to process.

By default, the system displays:

the remaining balance due

However, you may change this to:

any partial amount

a split payment amount

a deposit amount

MLS 2026 supports:

👉 up to four separate credit card transactions

on a single workorder.

This allows clients to:

split payments across multiple cards

combine card and cash payments

distribute charges between accounts


Gravity Payments Processing

When using:

Gravity Payments

MLS 2026 will display a confirmation screen asking whether the customer has completed the transaction on the terminal device.

⚠️ Important:

WAIT for the customer to:

insert, swipe, or tap the card

complete any prompts

sign on the terminal

Only after the customer fully completes the process should you answer:

Yes

The transaction data will then:

save automatically

attach to the workorder

update accounting records


360 Payments Processing

When using:

360 Payments

most customer interaction takes place directly on the payment terminal.

The customer will be prompted for:

card approval

signature

confirmation responses

MLS 2026 will automatically receive the completed transaction information from the terminal once approval is complete.


Completing the Transaction

After approval:

the payment is saved

the invoice balance is updated

accounting records are posted

merchant records are stored

The transaction automatically updates:

Workorders

Accounts Receivable

Banking

General Ledger

as appropriate.


Printed Receipt and Signatures

The final invoice will include:

credit card transaction information

approval details

payment totals

customer signatures (if captured electronically)

This creates a complete authorization and accounting record directly on the invoice.


Best Practices

For the smoothest processing experience:

Wait for terminal completion before confirming transactions

Verify payment amounts carefully

Obtain customer signatures whenever possible

Confirm balances update properly

Review merchant reports daily

Reconcile deposits regularly


Important Reminder

If a transaction is approved on the terminal but not saved to the workorder:

⚠️ stop and verify the payment immediately before retrying the charge.

This helps avoid:

duplicate charges

customer disputes

reconciliation problems


Recommended Companion Sections

This section works closely with:

Merchant Services Overview

Signatures and Summaries

Workorder Processing

Banking Reconciliation

Merchant Services Reports

Merchant Services Troubleshooting

Together, these sections provide a complete integrated payment processing workflow within MLS 2026.